Provisions and expenses tied to what it called its fastest-ever originations growth pushed the student lender to a Q3 2026 loss; it now expects 2026 net charge-offs of $400m-$420m.
Revenue slipped to $990.5m. Online and Managed & Other Adjusted EBITDAR grew, and Boyd said Midwest & South grew after adjusting for a closure, a sale and higher property taxes.
Core Operations revenue grew 7.2% organically in Q3 2026. Non-GAAP adjusted diluted EPS rose 22% to $2.73 from Omnicom's standalone $2.24, as the IPG deal nears its first anniversary.
Gold output fell to 1.30 million ounces from 1.42 million a year earlier, but Newmont's realized price rose to $4,317 an ounce and free cash flow reached $1.9bn.
Union Pacific's diluted EPS rose 16% to $3.49 in Q3 2026 and Norfolk Southern's 7% to $3.37, though Norfolk Southern's operating ratio worsened to 67.4% from 64.6%.